By Margaret A. Munro
There's absolute confidence: the price of university keeps to bounce, even if the remainder of the economic climate stagnates, and this truth isn't really more likely to switch any time quickly. thankfully, everybody, together with you, a few of the governments (federal and state), and the universities themselves, are in in this mystery, so everybody can plan and plot, good prior to that eventual first day of your kid's freshman 12 months, how one can get that kid there, and how you can assist you pay the money owed after they ensue. contemplate this booklet to be your accomplice.
529 & different university rate reductions Plans For Dummies is just how to discover a moderate option to a possible unreasonable challenge: saving for destiny collage expenditures within the sanest, least annoying manner attainable for you. in accordance with the subject of tension aid, you should use this booklet in various ways:
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Additional info for 529 and Other College Savings Plans For Dummies
After your student is at school, he needs to buy books and other supplies, and he won’t know which books and supplies he needs until after the first few days of school. The costs for books and supplies aren’t insubstantial. You need to figure on saving at least an additional $1,000 per year for books, plus $500 to $1,000 for other supplies, such as lab coats, protective glasses, notebooks, or even pens and pencils. In comparison to the tuition and room and board fees, this amount may not seem huge, but it’s still substantial.
Going for a four-year public education Each state has its own public university/college system. Because the universities are larger than the colleges and offer much more programming, they tend to be considerably more expensive than the colleges. If your student has a very clear idea of where she’s going in life, it is going to be most cost effective if you can find that program at a state college rather than a state university, especially for in-state students. Check out Figures 2-3 and 2-4 for sample tuition costs for a number of state universities and colleges.
Miller, Chad Sievers Publishing and Editorial for Consumer Dummies Diane Graves Steele, Vice President and Publisher, Consumer Dummies Joyce Pepple, Acquisitions Director, Consumer Dummies Kristin A. Cocks, Product Development Director, Consumer Dummies Michael Spring, Vice President and Publisher, Travel Brice Gosnell, Associate Publisher, Travel Kelly Regan, Editorial Director, Travel Publishing for Technology Dummies Andy Cummings, Vice President and Publisher, Dummies Technology/General User Composition Services Gerry Fahey, Vice President of Production Services Debbie Stailey, Director of Composition Services Contents Title Introduction About This Book Conventions Used in This Book Foolish Assumptions How This Book Is Organized Icons Used in This Book Where to Go from Here Part I : Figuring Out the Cost of College — and How to Pay It Chapter 1: Braving the New World of College Savings Doing the Numbers Exploring Section 529 Plans Checking Out Coverdell Accounts But Wait!
529 and Other College Savings Plans For Dummies by Margaret A. Munro